Individuals and families who live in states that allow abortion coverage in their exchanges could find themselves paying directly for elective abortions through a separate premium, possibly without their knowledge.
Every individual enrolled in a plan that is eligible for federal tax credits and includes coverage of abortion will be forced to pay an additional abortion premium of at least $12 per year with private dollars. Obamacare mandates that insurance companies then “segregate” any federal affordability tax credits it receives from the individual premiums used to pay for abortions. The law provides no opt-out for individuals or families who may want to buy a particular plan that fits their health needs but does not include abortion coverage.
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